Essentials of Credit and Leasing, Certificate
How do firms that aren't large corporations or the next Google or Amazon obtain financing to grow? Gain insight into the less visible but extremely important private credit and leasing markets, and learn the analytical and people skills needed to help firms of all sizes accomplish their goals.
Quick facts
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Additional facts
Accreditation
Accredited by the Higher Learning Commission.
Certificate description
Essentials of Credit and Leasing certificate description
According to the Equipment Leasing and Finance Association, the U.S. equipment finance industry exceeds one trillion dollars, with nearly 80% of businesses using loans, leases or lines of credit to finance equipment and software purchases. Of the two trillion dollars in total value of purchases from American businesses, nonprofits and government agencies, an estimated 57.3% is financed. The unsecured commercial lending market is expected to reach $12.5 trillion by 2031. https://www.alliedmarketresearch.com/unsecured-business-loans-market-A15157
In the certificate program in essentials of credit and leasing, you learn the decision-making criteria for the provision of credit and other nonequity financing, and develop the marketing skills needed to succeed in the credit and leasing industry. Through coursework, you develop a strong foundation in theory to enable critical thinking and problem-solving for financing challenges facing modern businesses, particularly in the small- to medium-enterprise segment.
If you intend to become a business owner, you can benefit from the course of study since it enhances familiarity with ways to secure finance necessary for growth.
Why earn a essentials of credit and leasing undergraduate certificate at ASU?
You gain practical preparation for careers in financial services, strengthened by support from trade associations and employers involved in providing credit.
Beyond coursework, you can plug into more than 50 business clubs and organizations connected to the W. P. Carey School of Business, along with the W. P. Carey Leaders Academy; Barrett, The Honors College; and Business Ambassadors to deepen your experience. You also gain access to study abroad opportunities and the broader Phoenix metro business ecosystem.
Courses
This undergraduate certificate includes courses focused on a specialized topic, so you can advance your skills for further professional opportunities. Explore all courses below:
2026-2027 Catalog Year
The certificate requires 15 credit hours. A "C" minimum is required for all courses in the certificate, although students must maintain a 3.00 GPA in the post-baccalaureate certificate program.
| Requirement | Minimum grade | Credit hours |
|---|---|---|
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This certificate requires 15 upper-division credit hours. A grade of "C" (2.00 on a 4.00 scale) or better is required for all coursework.
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FIN 300 Fundamentals of Finance
or
FIN 302 Managerial Finance
or
FIN 303 Honors Finance
FIN 302 is available only to Finance majors.
3 credit hours
Minimum
grade:C
|
C | 3 |
|
FIN 350 Credit Analysis
3 credit hours
Minimum
grade:C
|
C | 3 |
|
MKT 300 Marketing and Business Performance
or
MKT 302 Strategic Marketing Management
or
MKT 303 Honors Marketing Theory and Practice
MKT 302 is available only to Marketing majors.
3 credit hours
Minimum
grade:C
|
C | 3 |
|
ACC 310 is available only to Business (Corporate Accounting) majors.
ACC 440 is available only to Accountancy or Finance majors.
FIN 431 is available only to Finance majors.
6 credit hours
Minimum
grade:C
|
C | 6 |
|
Prerequisite courses may be needed in order to complete the requirements of this certificate.
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Enrollment requirements
This certificate is only available to W. P. Carey Bachelor of Science students or Bachelor of Arts students with a concentration in business.
A student pursuing an undergraduate certificate must be enrolled as a degree-seeking student at ASU. Undergraduate certificates are not awarded prior to the award of an undergraduate degree.
Here are the admission and application details
Paying for college
Use our calculator to estimate your full-time or part-time tuition fees for this program prior to any financial aid. Keep in mind that most of our students receive financial aid, which can reduce out-of-pocket costs.
Get an estimateCareer opportunities
Careers this essentials of credit and leasing undergraduate certificate prepares you for
The certificate program provides the fundamental knowledge across business disciplines necessary to contribute and succeed in banks, independent credit and leasing firms, and captive finance divisions.
Graduates are prepared for work across the commercial lending landscape, including at specialized finance companies, equipment manufacturers and the traditional banking sector, as well as for entrepreneurial ventures. According to the U.S. Bureau of Labor Statistics, the average salaries of related careers are as follows (May 2024):
- budget analyst: $87,930
- credit analyst: $101,910
- financial examiner: $90,400
- financial manager: $161,700
- financial risk specialists: $118,950
- loan officers: $74,180
- property appraisers and assessor: $65,420
Contact information
Use the contact information below to get in touch if you're a current student or have general questions.
Department of Finance
|
BAC 501
wpcareyfin@asu.edu
480-965-3131
Frequently asked questions about degree programs
Accelerated programs allow students the opportunity to expedite the completion of their degree.
Accelerated master's
These programs allow students to accelerate their studies to earn a bachelor's plus a master's degree in as few as five years (for some programs).
Each program has requirements students must meet to be eligible for consideration. Students typically receive approval to pursue the accelerated master's during the junior year of their bachelor's degree program. Interested students can learn about eligibility requirements and how to apply.
Concurrent degrees allow students to pursue their own personal or professional interests, earn two distinct degrees and receive two diplomas. To add a concurrent degree to your existing degree, work with your academic advisor.
Joint programs, or jointly conferred degrees, are offered by more than one college and provide opportunities for students to take advantage of the academic strengths of two academic units. Upon graduation, students are awarded one degree and one diploma conferred by two colleges.
ASU adds new programs to Degree Search frequently. Come back often and look for the "New Programs" option.
ASU Online offers programs in an entirely online format with multiple enrollment sessions throughout the year. See https://asuonline.asu.edu/ for more information.
